Welcome to Smart Moves Real Estate - your source for all your real estate needs in Panama City, Tyndall AFB and all of Bay County Florida!  Search the MLS for Panama City Real Estate and Homes For Sale in Bay County Florida - As a bonus use the Search Florida MLS Button to find homes anywhere in Florida!

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Panama City Homes For Sale ~ Featured Listings and Great Properties~ 

Not in a flood zone!  Close to Tyndall AFB- Only $159,900



Your home could be here!


From here homes are advertised on many other sites like homes.com, front door.com etc - Contact me for your own professional Marketing plan!

Congratulations on your relocation to Panama City and  Bay County Florida. Let me extend a friendly welcome to one of the most beautiful areas on the emerald coast.   This site provides general information on relocationing to Bay County plus specific information for a Military move to Tyndall AFB.

News and Events from The Bay County Commissioner office, provided by Bay County Public Information Officer Valerie Lovett of the Bay County Board of County Commissioners.  She can be reached for further information at 850-249-8170 County Commissioner meetings are available live online at Bay County's Public Information Web page. Users may also sign up for various email notifications, including weather information and boil water notices, at the county's Public Information page.


My primary goals for this site are to provide as much free, no obligation real estate information as I can (either directly or indirectly) about Panama City real estate and Bay County real estate and the home buying and home selling process.  This site will provide you with quality up to date information from foreclosures to waterfront property.  It will truly become your on line real estate resource - I invite you to revisit often as we update often to keep our information current.

Since 1997 I have served Bay County as a successful real estate professional. I know this market. As an Air Force Veteran married to an Air Force Retiree, I want you to know when  you see that I specialize in relocations my experience includes both formal training and personal experience from numerous PCSs. From Military relocations, to corporate moves, from first time home buyers to the savvy investor, I have helped them all. If you are looking for a professional agent, with the experience and dedication to make the process as easy and worry free as possible for you please 'contact me'

More about Bay County, Panama City and Panama City Beach~

Bay County is a unique area filled with contradictions and a rich heritage. We are proud to be home to Tyndall AFB on the east side of the county and the Navy Coastal System Station on the west side of the Hathaway Bridge.

We are extremely proud of the men and women who give so much to our country. To their honor there are numerous memorials around Bay County including the Panama City marina and in Veterans Park in Callaway.

The Bay County area is made up of several communities including,Panama CityPanama City Beach,  Callaway, Parker, Springfield, Lynn Haven  and numerous unincorporated areas, Cedar grove, Highland Park, Southport.  And there are many neighborhoods with names like 'the Cove' and St Andrews. You really will have a difficult time telling when you leave one and enter another with three notable exceptions. First, Panama City and Panama City Beach are divided by the Hathaway Bridge, which spans St. Andrew Bay. Second the Bailey Bridge spans North Bay and separates Lynn Haven on the south side and Southport on the north side. Third is the Dupont bridge which spans East Bay, and marks the beginning of Tyndall AFB and the east boundary of Parker.

The Bay County area has numerous working and private marinas’ as well as many public boat ramps scattered around the county, providing easy access to the Bays and Gulf of Mexico.  Bay County is a
water sport hobbyists dream come true. Boating, Sailing, jet skies, Skiing, snorkeling, diving, wreck diving, para sailing, Sea kayaking, lake fishing, river fishing, canoing and Deep sea fishing. Panama City Beach is also home to the annual, by invitation only Bay Point Bill Fish Tournament which draws hundreds of sport fisherman to this world class event.

Recognized by Golf Digest Magazine as one of America's top three golf destinations, Bay County's golf courses boast world class courses with pristine fairways, reasonable fees and plenty of choices for all skill levels.  Our golf courses include a top PGA school, the only Nicklaus Designed course in Northwest Florida, plus our newest course is the Gregg Norman designed Shark's Tooth.  There are many more courses with scenic and beautiful country club settings.  Tee time is any time of year in Florida!  Thanks to our mild winters you can enjoy your favorite sport year round!  Golf is your hobby you have found your nirvana. More information on these can be found under Local Information.

If shopping is more your style, Panama City downtown and the St Andrew marina area offer quaint boutiques and shops. The Panama City Mall offers indoor shopping, while Panama City Beach has Pier Park a large outdoor mall. Panama City Beach also has the normal assorted tourist’s shops. Plus there are many, many little strip malls throughout the county offering shops with unique items and clothing.

If you are a parent, I know the school system will be of great importance to you. Bay District School System takes great pride in its schools and actually grades them A-F based on a standardized test call FCAT. This year many of the schools are being rezoned. I provide a link to the official site for you to verify that a particular property is in the school zone you want - you’ll find it and more information on schools grades, zones, and individual schools, in the official Bay County School websites in Local Information.

I provide information on the available medical services -here -

Buyer's I’ve got a whole section dedicated to you from relocating to the ins and outs of buying property in Bay County, in the Buyer's Corner and Relocation Information and information just for Military Moves and Tyndall AFB real estate.

Seller’s I’ve another section just for you Seller's Corner - with information on the real estate market –, market trends, answers to tough questions, like just where do buyers come from, and tips to sell you property in a tough market.

Check out our section dedicated to Short Sales, preventing foreclosure and HAFA.  In keeping up with the market and to better serve my clients, I've recently finished the course work, training and have been awarded the Short Sale and Foreclosure Resource (SFR) designation, and Certified HAFA Specialist. 

Well, I could go on forever, but there is an entire site full of great information, real estate calculators and free reports about Panama real estate and buying and selling property in Bay County plus information for Military moves and relocations for you to explore. I don’t want you to miss any of it! Thank you for taking the time to visit and come back often. Please let me know if I can help – Your Real Estate Professional, Kimberly ~Contact Me



Kimberly Brandon,
NAR Military Relocation Professional,
Florida Military Specialist
390 S Tyndall Parkway
Suite 103
Panama City, FL 32404
Phone: (850) 819-0995


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